Contractor insurance · Utah & Idaho Hablo español

I've got special access to specialized contractor insurance programs.

After more than two decades, contractors are some of my favorite clients to write. I've built appointments and underwriter relationships very few agents have — so for a contractor a couple years in with a clean record, there's a good chance I can beat what you're paying, on work comp, on liability, sometimes both. And when a GC needs a certificate today, you text me — I turn it around fast, no 1-800 number.

Text me — 208-557-8860 ↳ or call

Text me whatever you've got on your insurance — a few words is enough.

Here's the deal

Text me what you're dealing with. That's the whole ask.

Worst case, you get a free second opinion from someone who actually knows contractors — and someone who can usually turn a certificate around the same day, when a GC won't let you start without one.

Best case, you save real money — for a contractor a couple years in with clean claims, my programs can run up to 40% off work comp and liability — and you stop losing time to certificates and audit surprises.

Either way, it costs you a two-minute text. No forms, no commitment.

How it actually works

It really is just a text.

Most of my contractors come the same way — someone I saved money for sent them my number. You text me whatever you've got on your insurance, or just call, and you get a straight answer from the person who'll actually handle your account.

Send the first one ↳

What a first text looks like example

Hi Ben — my buddy said you saved him a bunch on his contractor insurance. Think you could do the same for me?

Happy to take a look. Do you have anything easy to share with your current info? Whatever you've got is enough to get me started.

Just sent a bunch of stuff over.

Looks like there's room here. I put together a proposal — I think I can save you some and tighten a couple of gaps in your liability and work comp.

That's awesome. Thank you!

Call me anytime and we'll walk through it together.

An illustration of a typical first conversation.

What I can do for you

Policy by policy — where the savings and the gaps actually are

Work comp

up to 40% off

Through specialized programs I have special access to, and pay-as-you-go so premium tracks real payroll — no big deposit, and far fewer audit surprises. Two traps that catch contractors: pay a sub without their certificate first and that payroll can land on your audit — one missed cert can mean thousands — sometimes tens of thousands — in assessments. And your experience mod generally follows the owner, not the entity — a new company usually doesn't reset it, so we manage it instead of paying for it.

Liability & the certificate

same day

When a GC or a city won't let you on-site without a COI — usually with specific additional-insured, waiver-of-subrogation or primary-non-contributory language — you don't have days to wait on a 1-800 number. Text me the request; I know what the holder's actually asking for and turn it around. And it's real coverage set up to line up with what your contract calls for — not just paper that satisfies the holder.

Everything else — handled

one person

Commercial auto with your trucks classified right to keep audit surprises down. The installation floater most owners don't know they're missing — tools and materials on the jobsite and in transit. I'll flag when Utah or Idaho license and contract requirements affect your coverage. Plus your home and auto, so it's one person for all of it. Bundle it and the discounts stack; I keep your renewals and paperwork organized, and issue your certificates fast. ¿Prefieres español? Escríbeme.

Ben's take

Cover the big stuff first. Raise the deductible on what you can absorb, and put the savings toward the claim that could actually sink the business.

What it's like to work with me

“Ben is always ready to help me with whatever I need. All my business goes to Ben — he's reliable, honest, and makes sure I'm covered on both the business and personal side.”

Greg Howe · Owner, Howe Deep LLC

If you run any of these, you're in my lane

General contractors
Electrical
Plumbing & HVAC
Roofing
Concrete & masonry
Framing & carpentry
Painting
Excavation & landscaping
Drywall
Specialty trades

Free guides — no pitch

The questions I get asked all the time, answered plainly

Guide

Contractor Insurance 101

Coverages, certificates and subs, audits, your experience mod, and how to start a contracting business.

Read it ↳

Guide

What's a certificate of insurance?

Additional insured, waiver of subrogation, and what to do when a GC asks for wording you don't recognize.

Read it ↳

Library

More free guides

Straight talk on the stuff owners actually get asked about — built to send to anyone who needs it.

See all ↳

Ben Page

Page Insurance

Reach me

Text me, or just call.

Text or email me a COI request, a photo of your current policy, or just what you're bidding — or give me a call and we'll talk it through. I usually know within a minute or two if I can save you money.

It costs nothing and commits you to nothing. If I'm not your guy, you'll know in a few minutes — from me.

Text — primary 208-557-8860 Call 208-557-8860 Email ben@benpageins.com

Hablo español — escríbeme cuando quieras.