After more than two decades, restaurants are the work I'm proudest of. I've built appointments and underwriter relationships very few agents have — so for a restaurant a couple years in with a clean record, there's a good chance I can beat what you're paying, on work comp, on your package, sometimes both. Text me whatever you've got on your insurance and I'll show you what I can do.
Most conversations start with a text — a few sentences is enough.
The people I write spend their nights on the line. I spend mine making sure they're covered.
Here's the deal
Text me whatever you've got on your insurance. That's the whole ask.
Worst case, you get a free second opinion from someone who actually knows restaurants — a second set of eyes on your coverage, and someone in your corner the day something goes sideways.
Best case, you save real money — for a restaurant a couple years in with clean claims, my programs can run up to 40% off work comp and the package — and the whole thing gets a lot less of a headache.
Either way, it costs you a two-minute text. No forms, no commitment.
How it actually works
No portal, no quote bot, no "an agent will reach out in 3–5 business days." You text me whatever you've got on your insurance — or just call and we'll talk for a couple of minutes — and you get a straight answer from the person who'll actually handle your account.
Send the first one ↳Hi Ben — a friend said you're great with restaurants. My work comp keeps climbing and I just got an audit bill that stung. 8 years open, no claims. Can you help?
Hi, good to connect. Do you have anything easy to share with your current info? Whatever you've got is enough to get me started.
Just sent a bunch of stuff over.
Looks like there's room here. I put together a proposal to trim your work comp — and I think that audit's worth a second look too.
That's awesome. Thank you!
Call me anytime and we'll walk through it together.
An illustration of a typical first conversation.
Policy by policy — where the savings and the gaps actually are
Work comp
up to 40% off
Through specialized programs I have special access to. New restaurants land in the state fund because they don't qualify elsewhere yet — normal, not a knock. The door opens around two years with clean claims; until then I bridge you with strong coverage and move you the day you qualify. And it's pay-as-you-go — premium tracks real payroll, so no big deposit and far fewer audit surprises at year-end.
The package policy
up to 40% off
Your space, your equipment, and your liability — sometimes more. This is also where the quiet gaps live: liquor liability that's too thin for what you serve, food spoilage when a cooler dies, tenant improvements you paid for but don't own, equipment classified wrong. I match the coverage to how you actually operate, then push the price.
Everything else — handled
one person
Commercial auto, and your home and auto too — so it's one person for all of it, not three agents and a portal. Bundle it and the discounts stack across policies. And I keep your renewals and paperwork organized, so you're running the restaurant, not chasing it. ¿Prefieres español? Escríbeme.
Ben's take
Cover the big stuff first — insurance is not a carton of eggs. Raise the deductible on what you can absorb, and put the savings toward the claim that could close the doors.
What it's like to work with me
“Ben's not just our agent — he's part of our team. I manage the books for Pizza Pie Cafe and have worked with Ben for over a decade. He stays involved, keeps things organized, and helps us address issues before they turn into problems.”
If you run any of these, you're in my lane
The questions I get asked all the time, answered plainly
Guide
Work comp and the state-fund escape, liquor liability, the gaps that get missed, and the year-end audit.
Read it ↳Guide
Additional insured, waiver of subrogation, and what to do when someone asks for wording you don't recognize.
Read it ↳Library
Straight talk on the stuff owners actually get asked about — built to send to anyone who needs it.
See all ↳
Ben Page
Page Insurance
Text or email me any of your insurance stuff — a declarations page, an audit bill, whatever you've got — or just give me a call and we'll talk it through. I usually know within a minute or two if I can save you money.
It costs nothing and commits you to nothing. If I'm not your guy, you'll know in a few minutes — from me.
Hablo español — escríbeme cuando quieras.